Welcome to UCPB.com!

High Loan Amounts

Quick processing

Low interest rates

Available nationwide

Extensive partnerships with top real estate developers and brokers

Am I eligible to apply for a UCPB Home Loan?
You are qualified to apply for a UCPB Home Loan if:

You have been employed for the last 12 months with a minimum gross monthly

income of P40,000.00, or

You have been in business for the last 3 years

How much can I loan and how much will my monthly payments be?

Purchase a residential lot, house and lot, condominium or townhouse

Construct a house on your already-owned lot

Renovate or expand your existing house

Refinance an existing mortgage from another bank

Multi-purpose loan (your home is your collateral)

How much can I borrow?

The minimum loanable amount is P500,000.00

How long is the loan term?

The maximum loan term is 15 years

How can I pay for my UCPB Home Loan?

Enroll your accounts to UCPB Connect (for individuals) or UCPB CM.Biz(for

corporations) to setup recurring monthly payments

Issue post-dated checks

Enroll your UCPB account for Automatic Debit Arrangement

How much amortization should I expect to pay?

Your payment structure will be determined by how much you are willing to pay as

downpayment, how long your loan term is, or how much you can set aside as monthly payments.

We can provide consultation services to design a payment package suited to your

needs.

1. Choose the property to be acquired

Identify a house and lot or a condominium unit of your choice

Inquire with UCPB for the list of accredited developers and their projects

We've made it easier for you to own homes with our accredited developers by

designing special packages! No more appraisals, no more surveys.

2. Fill up an application form then submit along with the necessary requirements:
A. Housing Loan Application Form

Duly Accomplished Application Form

2 Government-issued Valid ID's

B. Income Documents *Additional documents may be required

Certificate of Employment (COE) indicating salary, position and length of service
Latest Income Tax Return

Articles of Incorporation / By-laws / SEC Registration / DTI Registration
Audited Financial Statements and ITR for the last 3 years
Bank Statements for the past 6 months
List of Trade References (at least 3 names with telephone numbers of major suppliers/customers)

3. Go to the nearest UCPB branch or UCPB Consumer Finance Business Center for

consultation.

And let UCPB do the rest!