NEW POLICY ON U.S. DOLLAR INTERBRANCH TRANSACTIONS

A. Interbranch Dollar Savings Account Cash Deposit
1. Local	Free of charge
2. Regional
US$2,000 and below	US$2.00 per deposit slip
Above US$2,000	.001 of amount per deposit slip
B. Interbranch Dollar Savings Account Withdrawal (availability subject to prior approval of authorized officer)
1. Local
US$2,000 and below	US$1.00 per withdrawal slip
Above US$2,000	0.0005 of amount per withdrawal slip
2. Regional
US$2,000 and below	US$2.00 per withdrawal slip
Above US$2,000	0.0012 of amount per withdrawal slip
C. Interbranch Fund Transfer from Dollar Savings Account where both accounts to be debited or credited are not maintained in the servicing branch
1. Local	US$1.00 per transaction, regardless of amount
2. Regional	US$2.00 per transaction, regardless of amount
D. Interbranch Fund Transfer from Dollar Savings Account where both or either one of the accounts to be debited or credited is maintained in the servicing branch	Free of charge

Interbranch transactions refer to deposits, withdrawal or fund transfer transactions made in a branch that is not the maintaining branch of the account where the funds are to be deposited or withdrawn.

An interbranch transaction is considered as Local when the transacting branch has the same telephone area code as that of the maintaining branch. When the maintaining branch is outside of the transacting branch's telephone area code, the interbranch transaction is considered as Regional.

For your information and guidance.