Do I need to have a UCPB bank account to use 1Time Payment facility?

Yes. You must have a savings or current account with United Coconut Planters Bank (UCPB) to avail of the 1Time Payment facility.

GOOD NEWS: Another good thing about 1Time Payment is that you can ride along thru the accounts of an Internet Café that is a member of 1Time Payment Facility, or even thru an individual who is a 1Time member. Through their consent or your purchase of a 1Time number from them, they can create a 1Time number for your one-time purchase on any affiliated merchant sites.

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How do I open a UCPB bank account?

Just go to any UCPB Branch of your choice and bring 2 valid Identification cards and at least PhP2,000 as initial deposit in savings account. A UCPB teller will assist you in opening a new bank account. After opening an account, request for a 1Time Enrollment Form. Complete the form and submit this to the Branch Officer. The Branch Officer will ask you to key-in your password for 1Time Payment. Once your account is activated you may start using 1Time Payment by logging in at www.my1time.com. Optionally, you may enroll online by going to www.my1time.com.

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Can I use 1Time Payment right away if I already have an account with UCPB?

You will have to enroll your UCPB account(s) to the 1Time Payment facility. Just click on 'Shopper' and fill out the form. If your account is already enrolled in UCPB's Telebanking system (phonebanking), just key-in your Telebanking Account Access Code and your account will be activated right away. If not, print the form, affix your signature and fax it to 811-9119 or send it to a UCPB Branch near you. Your account will be activated on the next banking day.

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Can I enroll my account to the 1Time Facility at any UCPB branch?

Yes. Just go to any UCPB Branch near you and request for a 1Time Payment Enrollment Form. Complete the form and submit it to the Branch Officer. The Branch Officer will ask you to key-in your password for 1Time Payment. Your account will be activated right away. You may access your 1Time Payment account at www.my1time.com.

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How do I get a 1Time number?

Login at www.my1time.com. In your My 1Time Page, choose the enrolled bank account you wish to use. Type in the amount and expiration date for your 1Time number. Point your mouse on the "Submit" button and click. If you don't specify the expiration date, the default expiration will be 24 hours from the time you click the "Submit" button. A unique 1Time number will then be displayed onscreen and will be automatically listed under your "Available 1Time Numbers".

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Is my bank account going to be debited every time I get a 1Time number?

No. Your specified bank account (which only your bank knows) will be debited the exact amount you need ONLY UPON completing a purchase. Very much like a check, your account needs to be funded at the time the 1Time number is used for payment.

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Can I give the 1Time number as a gift to a friend or loved one?

Yes. Another useful feature of 1Time is that you can give it out as a gift. Just get a 1Time number, specify the maximum amount and expiration date, then give it out to your friend or loved one. The nice thing about the 1Time is that since it's for one session's use only, if your friend or loved one did not use up the full amount you specified on the 1Time number, you get to keep the remaining balance -- only the actual amount purchased with that 1Time number will be debited from your bank account.

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A transaction error occurred when I paid using my 1Time number at the shopping site, can I still use the same 1Time number to pay for my purchases?

No. One of the security features of the 1Time number is that it is disposable and can only be used ONCE. When a transaction error occurred upon payment at the shopping site, the 1Time number will be considered "used". You must get a NEW 1Time number at www.my1time.com. Be rest assured that your account will not be debited when a transaction error occurs.

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How secure am I that someone else will not key-in by mistake a 1Time number that is similar to mine?

The 1Time number is a unique number that is validated every time it is used at any of our member Internet shopping sites.

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