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UCPB posted a net income of P1.64 billion in the first six months of the year up by 22% from last year’s P1.34 billion as the bank grew its loan portfolio as well as its trading and securities earnings by double digits.
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UCPB is extending P167.73 million in loans to Misamis Occidental Electric Cooperative I (MOELCI I) in support of power distributors who ensure that there is a steady supply of electricity in the rural areas.
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UCPB has launched the Point-of-Sale (POS) Collection Service, Corporate Checkwriter Service and Mobile Phone Banking Service.
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UCPB UITF Posts Higher Returns in 2011
vs. PSEi, HSBC Money Market Index, other trust products
UCPB's Unit Investment Trust Funds (UITF) generated higher rates of return on clients' investments in 2011 amid a volatile market compared to industry benchmarks such as the Philippine Stock Exchange Index (PSEi) and HSBC Money Market Index (HSBCMMi).

UITF are funds from clients that are pooled together and are placed in various investment instruments to maximize their earning potential.

"We are always on the lookout for opportunities to grow the funds entrusted to us by our clients. At a time when most investors were threatened by all sorts of crises happening across the globe, we took advantage of it and bought into investments that would eventually be profitable," UCPB Trust Banking Group head Alexandra Deveras said.

UCPB Trust Banking Group manages five UITF. Two are funds geared towards preserving capital and generating income on a short term basis called the United Cash Management Fund (UCMF) and United US$ Money Market Fund (U$MMF). Another is a fund that seeks to achieve long-term capital growth named United Conservative Fund (UCF) via government securities, BSP Special Deposit Accounts and other fixed income investments. There's also a United Balanced Fund(UBF) which is similar to UCF in terms of purpose but differs in that funds are invested into domestic, listed equities and fixed income securities. Lastly, there's United Equity Fund (UEF) designed to achieve long-term capital growth by investing in domestic listed equities.

UCPB's UEF managed to pull the year off by earning for its investors an 11% rate of return, 6.3% higher than PSEi's 4.7%.

Meanwhile UBF provided a 10.4% rate of return, 6.7% higher than the combined 3.7% rate of return of PSEi and HSBCMMi.

UCF also gained some hefty earnings with an annual return of 7.9% higher than HSBCMMi's 2.3% by 5.6%.

UCMF also held its own in terms of fund growth as it posted a 2.8% rate of return when most time deposits just averaged 2.3% according to Bangko Sentral ng Pilipinas.

U$MMF clients also enjoyed a rate of return of 1.5% when most US dollar time deposits gave a rate of return of 1.4%.

All rates of return are net of taxes and other fees.
 
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LOCAL HOLIDAY: Baliuag

Please be informed that our UCPB Baliuag branch will be closed on Thursday, May 26, 2016 following Proclamation 1256 declaring the said date as a non-working holiday in the Municipality of Baliuag.
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