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Auto Loans

Drive your dream car or refinance your motor vehicles for cash with UCPB’s Auto Loan!

If you have been employed or in business for the last 2 years with a minimum gross monthly income of P30,000.00, you are qualified to apply for a UCPB Auto Loan.

Please choose from UCPB Auto Loan Offerings:
  • Purchase a Brand New Vehicle
  • Purchase a Second-hand Vehicle
  • Multi-purpose loan (your existing vehicle will be your collateral)
Loanable Amount:
  • Minimum loanable amount is P100,000.00
  • Minimum downpayment at 20% of net  cash price
Loan Terms:
  • For Brand New vehicles:
    • Minimum of 1 year
    • Maximum of 5 years

  • For Second Hand or Refinanced Vehicles:
    • Minimum of 1 year
    • Maximum of 3 years
Payment Convenience:
  • Issue post-dated checks
  • Enroll your UCPB account for Automatic Debit Arrangement
Processing Requirements:
Information on personal data and income
  • Properly accomplished loan application form with ID of all borrowers / signatories

  • If employed:
    • Income Tax Return or Certificate of Creditable Tax Withheld at Source for at least three (3) years
    • Certificate of Employment and Salary ; payslip for the past three(3) months

  • Sole proprietorship:
    • Income Tax Return
    • Latest Audited Financial Statements
    • Latest In-House Financial Statements
    • Bank Statement
    • List of Customers and Suppliers
    • Business Name
    • Certificate of Registration of Business/Trade Name with DTI
    • Application of Registration of Business Name

  • Partnership
    • Income Tax Return
    • Latest Audited Financial Statements
    • Latest In-House Financial Statements
    • Bank Statement
    • List of Customers and Suppliers
    • SEC Certificate of Filing of Articles of Co-Partnership
    • Articles of Partnership

  • Corporation
    • Income Tax Return
    • Latest Audited Financial Statements
    • Latest In-House Financial Statements
    • Bank Statement
    • List of Customers and Suppliers
    • SEC Certificate of Filing of Articles of Incorporation
    • Articles of Incorporation
    • Corporate By-Laws
Insurance Requirements
  • Comprehensive insurance policy from any reputable insurance companies on the first year
  • Comprehensive insurance policy from any of the UCPB-Accredited insurance companies on the succeeding years.
Interested in UCPB Auto Loans?
  • Download the application form here (Individual / Corporate)
  • Send by email to or send by fax to (02) 811-9106
  • Call the UCPB Consumer Loans hotline at (02) 811-9100 (weekdays, 8:30AM to 5:00PM)
  • Or contact your nearest UCPB branch to learn more.

Still looking for a car?  View UCPB’s assets for sale here.

  • 24/7 CRC ATM Concern
  • CRC Assistance

ATTENTION: All UCPB Current Accountholders

Please be advised that your issued and negotiated (physical) checks will no longer be provided in your June 2016 Statement of Account. The scanned images of the said checks are already available and integrated in the hard and electronic copies of your account statements.
For inquiries, please contact your maintaining branch or UCPB Customer Relations Center at 811-9111 or
Thank you.

ATTENTION: Remittance Beneficiaries

To ensure compliance with the regulations set by the Anti-Money Laundering Council (AMLC) and the Bangko Sentral ng Pilipinas (BSP), please remind your sender or your sender's remitting bank to provide complete information on your expected remittance transaction.

Use of Friction Pens

For your convenience and protection, please do not use Friction Pens when signing checks, bank forms and legal documents as Friction Pens can be erased . Kindly use only regular ball point pens and sign pens.
Thank you.

ATTENTION: All UCPB ATM and eMoney Cardholders

Please be advised that effective August 1, 2016, cash withdrawals through other banks' ATMs in the Philippines will be charged P15.00 per transaction.


Click here.

IMPORTANT NOTICE: Submission of Borrower Information to the Credit Information Corporation

Click here to learn more.

ATTENTION: Bancnet Migration

Please be advised that due to UCPB's migration to BancNet, there will be changes to the payment modes of some bills payment billers. Furthermore, ATM services such as inter-bank fund transfers, mobile phone reload and Fastcash (P500 withdrawals) are temporarily unavailable until further notice.

ATTENTION: Checking Account Holders

Effective January 4, 2016, please be advised that checks with erasures, alterations, or incomplete information will no longer be acceptable for clearing.

UCPB Mastercard / Card Services Inc. Payment Instructions

US Dollar Savings Account Interest Rate Adjustment

Demonetization of New Design Series (NDS) Banknotes

Antipolo / Marikina / Rizal
Caloocan / Malabon /
       Navotas / Valenzuela
Treasury Desks (Vismin) New
Trust Desk (Mindanao) New

About the UCPB Group | Terms and Conditions | Rates & Minimum ADBs | Privacy & Security | Contact Us | Bookmark!
UCPB Group © 1997. All Rights Reserved 2011 |
UCPB is regulated by the Bangko Sentral ng Pilipinas. For inquiries or complaints, you may contact UCPB's Customer Relations Center
at (02) 811-9111 or the BSP Financial Consumer Protection Department at (02) 708-7087.
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