Purchase a residential lot, house and lot, condominium or townhouse
Construct a house on your already-owned lot
Renovate or expand your existing house
Refinance an existing mortgage from another bank
Multi-purpose loan (collateral can either be your primary residence, secondary home or vacant lot)
Am I eligible to apply for a UCPB Home Loan?
You have been employed for the last 12 months with a minimum gross monthly income of P30,000.00, or
You have been in business for the last 3 years
Who are UCPB's accredited developers?
Get special deals and faster processing when you choose to purchase from our accredited developers. Click
here. How much can I borrow?
The minimum loanable amount is P500,000.00
How long is the loan term?
The maximum loan term is 20 years for construction and acquisition of house and lot, townhouses and condominium units.
The maximum loan term is 10 years for refinancing, multi-purpose loans and acquisition of vacant lots.
How can I pay for my UCPB Home Loan?
Issue post-dated checks
Enroll your UCPB account for Automatic Debit Arrangement
How much amortization should I expect to pay?
Your payment structure will be determined by how much you are willing to pay as downpayment, how long your loan term is, or how much you can set aside as monthly payments.
We can provide consultation services to design a payment package suited to your needs.
Choose the property to be acquired
Identify a house and lot or a condominium unit of your choice
Inquire with UCPB for the list of accredited developers and their projects
We've made it easier for you to own homes with our accredited developers by designing special packages! No more appraisals, no more surveys.
Fill up an application form then submit along with the necessary requirements:
Duly Accomplished Application Form
Download application form
If you want to fill up form online then print for submission
Download Editable Form You will need
Adobe Reader to access this form. Download . here If you want to print the form and fill it up using your handwriting or a typewriter
Download Printable Form 2 Valid Government-issued ID's
If you are locally employed:
Certificate of Employment (COE) indicating salary, position and length of service Latest Income Tax Return or Certificate of Creditable Tax Withheld at Source (BIR Form 2316)
If you are an OFW:
Certificate of Employment (COE) duly authenticated by Philippine Consulate
Crew Contract & Exit Pass validated by POEA (for Seamen)
Payslips for the last 3 months Notarized or authenticated Special Power of Attorney (UCPB prescribed format)
Articles of Incorporation / By-laws / SEC Registration / DTI Registration
Audited Financial Statements and ITR for the last 3 years
Bank Statements for the past 6 months
List of Trade References (at least 3 names with telephone numbers of
Interested in UCPB Home Loans?
Download the application form
here Send by email to
email@example.com or send by fax to (02) 811-9104 Call the UCPB Consumer Loans hotline at (02) 811-9100 (weekdays, 8:30AM to 5:00PM)
Or contact your nearest
UCPB branch to learn more.
Still looking for your home? View UCPB's assets for sale here.
Please be advised that on October 20, 2015 (Tuesday), UCPB will be migrating to BancNet.
The actual migration activities will happen between 12:00 Midnight of October 19, 2015 (Monday) up to 6:00AM of October 20, 2015 (Tuesday). During this 6-hour period, you may transact using UCPB ATMs only. You will not be able to use your UCPB ATM cards in other banks' ATMs during this time.
Click here for more information.
Effective January 4, 2016, please be advised that checks with
erasures, alterations, or incomplete information
will no longer be acceptable for clearing, except for warehoused Post-Dated Checks (PDCs).
Click here to learn more.
Please be advised of the following local holidays and the UCPB branches that will be closed:
Monday, October 12, 2015 - Angeles Branch (Kuliat Festival)
Monday, October 12, 2015 - Zamboanga Branch (Fiesta Pilar)
Friday, October 23, 2015 - Angeles Branch (Tigtigan Terakan Keng Dalan)
Our ATMs, Internet and Mobile Banking Facilities will be available even during the holidays.