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Credit Card








Introducing the new UCPB Credit Card!
  • Use anywhere in the world with MasterCard’s more than 30 million merchants and 100,000 merchants in the Philippines
  • 24-hour Customer Service worldwide
  • Extensive Rewards Program with 1 point for every P30 spent
  • Citi One Bill for automatic payment of your utility bills
  • Citi PayLite provides flexible installment payment options
Applicable fees and charges:
As a welcome gift, the following fees will be WAIVED for you on the first year:
Annual Membership Fee Principal Card Supplementary Card
Classic P1,200.00 P600.00
Gold P2,500.00 P1,250.00

Finance charges:
  UCPB Classic Mastercard UCPB Gold Mastercard
Monthly Interest Rate: 3.5% 3.25%

If you are 21 to 65 years old, have a postpaid home phone and have a minimum gross annual income of at least P480,000.00 (for new card applicants) or P250,000.00 (for applicants with existing credit cards), you may apply for a UCPB Mastercard.

Download the UCPB Mastercard Application Form here and submit a photocopy of the following:

For employed applicants (any of the following):
  • Income Tax Return (ITR) fully signed by employee and employer with BIR or bank stamp
  • W-2 (BIR Form 2316)
  • Latest Pay Slip (within last 3 months)
  • Certificate of Employment stating income (Original Copy)
  • Last month's credit card/s statements with other banks (You must have had the credit card/s for at least 12 months and credit card/s must be of current standing)
  • Car Registration with Official Receipt of car models not older than 36 months (Not valid for residents of Davao City and Cagayan De Oro City)
For self-employed applicants:
  • Latest Audited Financial Statement (AFS) with BIR or bank stamp
  • Latest Income Tax Return (ITR) with BIR or bank stamp (2 pages)
Optional requirements (for quicker processing)
  • Last month's credit card statement/s (must have had the credit card/s for at least 12 months and credit card/s must be of current standing), or
  • Car registration with official receipt of car models not older than 36 months (not valid for residents of Davao City and Cagayan De Oro City)
ID requirement:
  • 2 valid IDs, one of which must be a photo-bearing primary ID, photocopied on both sides
If the applicant is a foreign national, in addition to the documents above, a photocopy of any of the following must be submitted:
  • Visa and Working Permit (with validity of 1 year and not expired at the time of application)
    • Immigration Certificate of Residence (ICR)
    • E0266
Pay your UCPB Mastercard bill online thru UCPB Connect! 
  • 24/7 CRC ATM Concern
  • CRC Assistance




ATTENTION: E-Banking Users

Due to systems maintenance, UCPB Connect and UCPB CM.biz will be temporarily unavailable for three hours on Sunday, April 26, 2015, from 12:01 Midnight until 3:00 AM.

Kindly schedule your transactions before or after this time.

UCPB Mastercard / Card Services Inc. Payment Instructions

All Payments for UCPB Mastercard / Card Services Inc. through e-channels (ATM, Connect, CM.biz, and Mobile Phone Banking) must now be paid using the biller CITIBANK.

For UCPB Connect and CM.biz, please re-enroll your Citibank Card number using CITIBANK in the Biller list for future payments.

Please call our Customer Relations Center at (02) 811-9111 or email crc@ucpb.com for inquiries. Thank you.

UCPB Sucat Branch Relocation

US Dollar Savings Account Interest Rate Adjustment

Demonetization of New Design Series (NDS) Banknotes

Anti-Money Laundering (AML) Scam

ATM Safety Tips

Meralco Payment Instructions

Service Charge Update


Antipolo / Marikina / Rizal
Caloocan / Malabon / Navotas /        Valenzuela



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