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Credit Card








Introducing the new UCPB Credit Card!
  • Use anywhere in the world with MasterCard’s more than 30 million merchants and 100,000 merchants in the Philippines
  • 24-hour Customer Service worldwide
  • Extensive Rewards Program with 1 point for every P30 spent
  • Citi One Bill for automatic payment of your utility bills
  • Citi PayLite provides flexible installment payment options
Applicable fees and charges:
As a welcome gift, the following fees will be WAIVED for you on the first year:
Annual Membership Fee Principal Card Supplementary Card
Classic P1,200.00 P600.00
Gold P2,500.00 P1,250.00

Finance charges:
  UCPB Classic Mastercard UCPB Gold Mastercard
Monthly Interest Rate: 3.5% 3.25%

If you are 21 to 65 years old, have a postpaid home phone and have a minimum gross annual income of at least P480,000.00 (for new card applicants) or P250,000.00 (for applicants with existing credit cards), you may apply for a UCPB Mastercard.

Download the UCPB Mastercard Application Form here and submit a photocopy of the following:

For employed applicants (any of the following):
  • Income Tax Return (ITR) fully signed by employee and employer with BIR or bank stamp
  • W-2 (BIR Form 2316)
  • Latest Pay Slip (within last 3 months)
  • Certificate of Employment stating income (Original Copy)
  • Last month's credit card/s statements with other banks (You must have had the credit card/s for at least 12 months and credit card/s must be of current standing)
  • Car Registration with Official Receipt of car models not older than 36 months (Not valid for residents of Davao City and Cagayan De Oro City)
For self-employed applicants:
  • Latest Audited Financial Statement (AFS) with BIR or bank stamp
  • Latest Income Tax Return (ITR) with BIR or bank stamp (2 pages)
Optional requirements (for quicker processing)
  • Last month's credit card statement/s (must have had the credit card/s for at least 12 months and credit card/s must be of current standing), or
  • Car registration with official receipt of car models not older than 36 months (not valid for residents of Davao City and Cagayan De Oro City)
ID requirement:
  • 2 valid IDs, one of which must be a photo-bearing primary ID, photocopied on both sides
If the applicant is a foreign national, in addition to the documents above, a photocopy of any of the following must be submitted:
  • Visa and Working Permit (with validity of 1 year and not expired at the time of application)
    • Immigration Certificate of Residence (ICR)
    • E0266
Pay your UCPB Mastercard bill online thru UCPB Connect! 
  • 24/7 CRC ATM Concern
  • CRC Assistance




ATTENTION: E-banking users

Please be advised that the following electronic banking channels will be unavailable for three hours on Sunday, February 7, 2016, from 12midnight until 3am:
  • UCPB ATMs (UCPB cardholders will not be able to transact in other banks' ATMs either)
  • UCPB Connect
  • UCPB Mobile Phone Banking Service
  • UCPB CM.Biz
Kindly schedule your electronic banking transactions before or after the scheduled service interruptions.
We apologize for the inconvenience that you will experience during this time. We are doing these to ensure consistent and improved service delivery for you.

ATTENTION: Local Holidays

Please be advised of the following local holidays and the branches that will be closed:
  • Monday, February 8 - ALL UCPB Branches (Chinese New Year)
  • Thursday, February 11 - Iznart, Jaro, Kalibo, Mabini and Roxas Branches (Evelio Javier Day)
Our ATMs, Internet and Mobile Banking Facilities will be available even during holidays.

ATTENTION: Bancnet Migration

Please be advised that due to UCPB's migration to BancNet, there will be changes to the payment modes of some bills payment billers. Furthermore, ATM services such as inter-bank fund transfers, mobile phone reload and Fastcash (P500 withdrawals) are temporarily unavailable until further notice.

ATTENTION: Checking Account Holders

Effective January 4, 2016, please be advised that checks with erasures, alterations, or incomplete information will no longer be acceptable for clearing.

UCPB Mastercard / Card Services Inc. Payment Instructions

US Dollar Savings Account Interest Rate Adjustment

Demonetization of New Design Series (NDS) Banknotes


Antipolo / Marikina / Rizal
Caloocan / Malabon /
       Navotas / Valenzuela
Treasury Desks (Vismin) New
Trust Desk (Mindanao) New



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UCPB IS A FATCA-REGISTERED PARTICIPATING FOREIGN FINANCIAL INSTITUTION
UCPB is regulated by the Bangko Sentral ng Pilipinas. For inquiries or complaints, you may contact UCPB's Customer Relations Center
at (02) 811-9111 or the BSP Financial Consumer Protection Department at (02) 708-7087.
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