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Senior Management

Jeronimo U. Kilayko
Director, President and CEO
Jeronimo U. Kilayko is Director, President and CEO of UCPB. He is currently the Board and Exco Chairman of ASEAN Finance Corporation – Singapore. He was the former Vice Chairman of Bank of Commerce and former President of Central Visayas Finance Corporation. He was the Director and President of San Miguel Properties, Inc. From 1998 to 2002, he became the Chairman and Chief Executive Officer of United Coconut Planters Bank, CIIF Oil Mills, UCPB General Insurance Co. Inc., United Coconut Planters Life Assurance Corporation and United Coconut Chemicals, Inc. and on that same period he served as Vice Chairman for Dutch Boy Philippines and has held various executive positions in Asean Finance Corporation-Singapore, He was a former Executive Vice President for Institutional Banking Sector of Land Bank of the Philippines and Bank of America. He earned his Bachelor of Science in Liberal Arts and Commerce from De La Salle University.

Edmond E. Bernardo
Executive Vice President and Head of Branch Banking Group
Edmond E. Bernardo has 36 years of experience with UCPB since he joined the Bank in December 1977. He was assigned as officer of various branches in Mindanao and later became Region Head for Mindanao Currently, he is the Head of the Branch Banking Group of UCPB. He is a Certified Public Accountant and has served in the past as President and Director of UCPB Savings Bank. He was also a past Director of UCPB Rural Bank. He earned his Bachelor of Science in Commerce, Major in Accounting, from the Ateneo de Zamboanga University

Eulogio V. Catabran III
Executive Vice President and Head of Treasury Banking Group
Eulogio V. Catabran III joined UCPB in January 2006 as Head of Treasury Banking Group, which offers alternative financial instruments to the investing public to include short term money market placements, fixed income securities and foreign exchange services. He has 27 years of experience in banking and finance, including his service as Senior Vice President of Chinatrust (Philippines) Commercial Bank. Mr. Catabran completed Harvard Business School's Advanced Management Program in 2010 and is a candidate for the Master of Business Economics at the University of Asia and the Pacific. He earned his Bachelor of Arts in Management Economics from the Ateneo de Manila University.

Higinio O. Macadaeg, Jr.
Executive Vice President and Head of Corporate and Consumer Banking Group.
Higinio O. Macadaeg, Jr. joined UCPB as Group Head and Chief Credit Officer (CCO) of Credit & Supervision Group in September 2003. He has 25 years of experience in banking and finance, including senior executive positions in Equitable PCIBank, Metropolitan Bank and Trust Company, Solid Bank Corporation, Standard Chartered Bank, and Citytrust Banking Corporation. He earned his Bachelor of Science in Management from the Ateneo de Manila University. He also attended the Advanced Management Training Program at Wharton School, University of Pennsylvania

Cesar A. Rubio
Chief Financial Officer, Executive Vice President and Head of Support Services Group
Cesar A. Rubio joined UCPB as Chief Financial Officer and Head of Support Services Group in September 2003. He is a Certified Public Accountant and previously held senior executive positions in Rizal Commercial Banking Corporation and Metropolitan Bank and Trust Company, after starting his banking career in Citibank as an executive trainee and credit officer. He likewise served as Director of Merchants Savings and Loan Association. He earned his Master of Business Management from the Asian Institute of Management and Bachelor of Science in Commerce, Major in Accounting, from De La Salle University.

Evangelina P. Samonte
Executive Vice President and Head of Operations Group
Evangelina P. Samonte joined UCPB as Group Head of Operations Group in April 2004. She is a Certified Public Accountant and has held senior executive positions in Philippine Bank of Communications, Solid Bank Corporation and International Corporate Bank. She earned her Bachelor of Science in Commerce, Major in Accounting (cum laude), from the University of Nueva Caceres.

Ramon B. Tañafranca
Executive Vice President and Head of Information Technology and Methods Group
Ramon B. Tañafranca joined UCPB as Group Head of Information and Technology Management Group in January 2008 to manage the Bank's information systems and IT resources, information security, methods and productivity initiatives. He has over 35 years of Information and Communications Technology experience with over 25 years in the banking industry. He was the former Executive Vice President of International Exchange Bank's Information and Technology Management Cluster. He was also the former Development Center Head of United Coconut Planters Bank and Information Technology Department Head of UCPB Savings Bank. He earned his Bachelor of Arts, Major in Mathematics from the Far Eastern University.

Atty. Jose A. Barcelon
Senior Vice President and Head of Legal Services Group
Jose A. Barcelon joined UCPB as Assistant Corporate Secretary in February 2002. He was later appointed as Corporate Secretary and is now the Head of the Legal Services Group. (President- UCPB Gun Club). He is also the Corporate Secretary of United Coconut Planters Life Assurance Corp., UCPB General Insurance, Inc., and Cocoplans. He has served as Director and Corporate Secretary of UCPB Savings Bank, UCPB Securities, Inc., UCPB Leasing and Finance Corp., UCPB Properties, Inc., United Coconut Planters International, United Funds, Inc., Silahis Marketing Corp., Minola Refining Corporation, San Pablo Manufacturing Corp., and Granex, U.S.A. Atty. Barcelon was previously a Partner of R.B. Ancheta Law Office and Mendoza and Barcelon Law Office. (Legal Head of National Food Authority) He was also a former Special Legislative Officer at the Senate of the Philippines. He earned his Bachelor of Laws and his Bachelor of Arts in Political Science from the University of the Philippines, Diliman.

Norman Martin C. Reyes
Senior Vice President and Head of Marketing Group
Norman Martin C. Reyes joined UCPB as Head of the Marketing Group in December 2009. He handles product management, product sales, product marketing, brand marketing, corporate communications, customer relations, customer quality management and market and customer research for the Bank. He has over 20 years of experience in banking and finance, including prior executive positions in Citibank N.A., UnionBank and Royal Bank of Scotland. He earned his Master in Business Administration from the Asian Institute of Management and his Bachelor of Arts in Economics from the University of the Philippines, Diliman.

Alexandra C. Deveras
Trust Officer, First Vice President and Head of Trust Banking Group
Alexandra C. Deveras has 20 years of experience in the investment industry and joined UCPB as Chief Investment Officer in April 2007. She was later appointed Head of the Trust Banking Group of the Bank in August 2007. She was former Chief Dealer of Solid Bank and former Head of Investments of Rizal Commercial Banking Corporation's Trust Division. She graduated magna cum laude from Menlo College (U.S.A.) with a double degree in Business Administration and Computer Information Systems.

Ildefonso R. Jimenez
First Vice President and Corporate Secretary
Ildefonso R. Jimenez joined UCPB as Corporate Secretary in February 2012. He is a professorial lecturer in the College of Law, University of the Philippines. He also serves as the Corporate Secretary of the University of the Philippines Foundation, Inc. He is a former Senior Counsel and the Assistant Corporate Secretary of the International Rice Research Institute (IRRI). Atty. Jimenez was previously a Partner at Padilla Jimenez Kintanar & Asuncion Law Offices. He earned his Bachelor of Science in Business Economics and Bachelor of Laws from the University of the Philippines.

Pinky S. Derequito
First Vice President and Head of Internal Audit Division
Pinky S. Derequito has 32 years of experience in internal audit and credit review since she joined the Bank in February 1982. She was appointed Head of the Internal Audit Division in February 2009. She is a Certified Public Accountant and earned her Bachelor of Science in Commerce, Major in Accounting, from the University of Santo Tomas.

Franco P. Magalong
President, UCPB Leasing and Finance Corporation
Franco P. Magalong has more than 30 years of banking experience. He joined the Bank in October 1991. He held senior positions in Credit, Account Management, Remedial Banking. He was appointed as Head of the Supervised Credit Division – Remedial Banking in February 2005 and Head of Corporate and Commercial Banking Division in January 2008. Prior to his appointment as President of UCPB Leasing and Fianance, he was the Chief Risk Officer and Head of the Risk Management Division of UCPB.He earned his Bachelor of Science in Business Management from the Ateneo de Manila University.

Joseph C. Justiniano
President, UCPB Savings Bank
Joseph C. Justiniano joined UCPB Savings Bank as President in January 2008. He has 30 years of experience in banking and finance, and was formerly the Collection Head of Union Bank and Credit and Collection Head of International Exchange Bank and Insular Savings Bank. He was also previously the Comptroller of Chargekard Corporation and Permaline Metals, Inc. He earned his Bachelor of Science in Accountancy, from San Sebastian College.

Vincent K. De Leon
President, UCPB Securities, Inc.
Vincent K. De Leon has 25 years of experience in Treasury since he joined the Bank in November 1985. While with Treasury, he has had extensive experience in trading products from foreign exchange to fixed income as well as its operations and liquidity aspect. He was appointed President of UCPB Securities, Inc. in March 2010. He earned his Bachelor of Science in Economics, from De La Salle University.

Important Advisory to all
BIR eFPS-enrolled Clients

We would like to inform you that if you were unable to file and pay your income tax/es yesterday due to the system downtime of the BIR eFPS system, we encourage you to do so today, April 16, 2014, to avoid penalties.

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Holy Week Schedule

All our branches will be open until 3:00PM today (Wednesday). Regular banking hours will resume on Monday, April 21, 2014.

Our electronic banking channels - ATMs, Mobile Phone Banking, Connect and Telebanking will be available during this time.

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Attention: All Meralco Subscribers

For Meralco subscribers who have received the new electric bill, please replace the previously enrolled SIN with the first 11 digits of the ATM/Phone Reference No. when paying through the UCPB ATM, Internet Banking, Mobile Banking and Telebanking facilities.

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Attention:
UCPB Accountholders

Please be advised that there will be an update in the charges for selected services and transactions.

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UCPB ATM at Glorietta 4 is now online

For your ATM needs, you may visit UCPB ATM located at the 2nd floor, Glorietta 4, Ayala Center, Makati City. This is near the bridge connecting Glorietta and SM Makati.

Warning Against Phishing
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