UCPB Customer Relations Center (+632) 811-9111   |   crc@ucpb.com   |  

Reminder on Correct Date Formats for Checks

Reminder on Correct Date Formats for Checks

When you issue or receive checks, please make sure that the dates are in the proper date format to avoid non-payment or return of checks.

Please make sure that the MONTH, DAY AND YEAR are clearly stated and identifiable. Dates with vague format or those that may cause conflict between the numbers, should be avoided.

Write the full date November 3, 2018
Nov. 3, 2018
3-11-18
Use the correct punctuation marks Nov. 03, 2018
11/03/2018
11,3,2018

The above is to reiterate the memorandum issued by the Philippine Clearing House Corporation (PCHC) OM No. 18-021 in April 16, 2018 regarding the Uniform Interpretation of Date on Checks, enumerating the various acceptable formats and styles of writing decks on checks.

In addition, the PCHC has also issued OM No. 18-022, enumerating the various technical defects that will make checks unacceptable for clearing:

  1. Post-dated Checks
  2. Stale dated Check – presented for deposit on the 180th day or more from its date of issue, except Manager’s/Cashier’s Check, Gift or Dividend Check.
  3. Out of date (i.e. February 30, 2017), Missing Date or Incomplete Date
  4. 3rd Presentment
  5. Amount in words and figures differ
  6. Documentary Stamp missing (for peso-converted foreign denominated draft)
  7. Validity restricted (printed on the face of the Check)
  8. Previously Negotiated / Cancelled Check
  9. With alteration, smudges / stains (on the face of the Check which includes the date, payee, amount in figures / words, account number, account name, check number and MICR characters)
  10. Missing Payee
  11. No amount in figures
  12. No amount in words (except for bank issued MCs, CCs and DDs)
  13. Missing Drawer Signature
  14. Payee line indicates:
  • Customer Name and Cash
  • Customer Name and/or Cash
  • Business Name or Cash
  • Business Name and/or Cash
  • Government Agency and/or Cash

For complete information on the check clearing procedures , please visit our website: www.ucpb.com/cics.

For inquiries or concerns, you may get in touch with your UCPB maintaining branch or contact our Customer Relations Center at (+632) 811-9111 or crc@ucpb.com.

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As of Jun 22, 2018, 05:59:00 PM

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For more information, please contact
UCPB Trust Banking Group:
(02) 811-9520, 811-9515, or 811-9541
trust@ucpb.com

Customer Advisories

System Maintenance Schedule: June 23 & 24, 2018 (12mn-3am)

Please be advised that the following electronic banking channels will not be available on June 23, 2018 (Saturday) and June 24, 2018 (Sunday) from 12:00 AM to 3:00 AM: UCPB Connect ATMs Mobile Phone Banking Point-of-Sale (POS) Terminals e-Commerce transactions (online purchases via VISA and Bancnet) CM.Biz My 1Time Payment Please take note that UCPB Accountholders will not be able to transact using other banks’ ATM. Kindly schedule your transactions before or after the scheduled maintenance. We apologize for the inconvenience this may cause. We are doing this to ensure consistent and improved service delivery for you. Thank you. Read more.

ADVISORY: Local Holidays

Please be advised of the following local holidays and the UCPB branches that will be closed:

Friday, June 22, 2018 – Pagadian branch (49th Charter Anniversary of Pagadian – Proclamation No. 512)

Our ATMs and electronic banking facilities are available even during holidays. Thank you.

Read more.

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