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UCPB has secured an approval from the Bangko Sentral ng Pilipinas (BSP) to cross-sell insurance products through its branches nationwide. The bancassurance license granted by the BSP recently allows UCPB to offer life and non-life insurance products of its initial insurance partners – the United Coconut Planters Life Assurance Corp. (COCOLIFE) and the UCPB General Insurance Company, Inc. (COCOGEN).

Now you can get all your insurance requirements through any UCPB Branch nationwide!



Choose from a wide variety of insurance products tailored to suit your needs:

Life Insurance:

What you need What we offer Description
Preparing for your child’s college education
COCOLIFE Bright Minds:
Your K to 12 Advantage

COCOLIFE BRIGHT MINDS provides cash benefits when your kids reach the age of 16. Plus you kids will enjoy increasing college benefits by 10% yearly. Bright Minds is available in two variants: semester and trimester package.
Financial Protection for Every stage of your Life
COCOLIFE Bright Stages:
Affordable Lifetime Insurance Protection

COCOLIFE BRIGHT STAGES is a whole life insurance plan with premiums payable for a short period of time. Premiums may be paid in 2,3,5,7 or 10 years. The plan provides the payment of the face amount upon the death of the insured or when the insured attains age 100 whichever is sooner. It is available for issue ages 10 to 70 years old. Issue ages are based on the insured’s age nearest birthday.
Dividend-earning Life Insurance
COCOLIFE Bright Moments:
Lifetime Insurance Protection

COCOLIFE BRIGHT MOMENTS is a participating whole life insurance plan that provides lifetime insurance protection with limited premium paying periods. Premiums are payable in one single payment, or in 2, 3, 4, 5, 7, or 10 years. The plan provides cash value which the insured can borrow for future needs. It also generates policy dividends which can be withdrawn in cash, left to accumulate interest, used to increase coverage, or reduce premium payments.
Preparing for Retirement
COCOLIFE Bright Advantage:
COCOLIFE BRIGHT ADVANTAGE provides insurance protection until the maturity date and a lump sum benefit at the maturity date of the policy. Premiums are payable in 5 or 10 years. The plan also provides Accidental Death and Dismemberment coverage and waives the premium due on disability of the insured.

Non-Life Insurance:

What you need What we offer Description
Insurance for your Home
COCOGEN Home Excel Plus:
Full Coverage Plus More
COCOGEN Home Excel Plus is a replacement plan that allows you to rebuild your home when the unthinkable happens. Reconstruct your home exactly the way it was no matter what the current construction costs are today.
Insurance for your Vehicles
COCOGEN Motor Excel Plus:
Peace of mind on the road.
COCOGEN Motor Excel Plus is a comprehensive motorcar insurance that lets you steer clear from the financial perils of road accidents.

Get kaLAKBAY 24/7 Road Assistance service and take advantage of our Gawa Agad program for motor claims made more convenient.

Travel Confidently
COCOGEN Travel Excel Plus:
Go Global Confidently!
COCOGEN Travel Excel Plus is a travel insurance that lets you go on your trips abroad without the hassle. Pack your bags without the heavy burden that comes with worries.
Protection for your UCPB ATM Card
ATM Protect
Take the extra step to protect your UCPB ATM card with ATM Protect. ATM Protect gives you round-the-clock coverage anywhere and replaces stolen cash due to ATM-related theft.

Other Products:

What you need What we offer Description
Other Excel Packages COCOGEN Family Excel Plus

COCOGEN Student Excel Plus

COCOGEN Golf Excel Plus

COCOGEN ProBiz Excel Plus

Emergencies and accidents happen when you least expect them. Insure your loved ones and your assets with our Excel Plus Packages, designed to provide extensive protection for everything you value in life.
Other Insurance Lines Bonds



Liability and Casualty


Personal Accident

COCOGEN product lines that provide quality insurance protection for all your personal and business needs.

COCOLIFE, the country’s number one Filipino-owned stock life insurance company, offers a complete array of life insurance products and wealth management products and services. These are marketed through COCOLIFE’s 68 fully computerized branches nationwide.
With total assets close to P24 billion and net worth of over P8 billion, COCOLIFE is ranked number one in Group Insurance and number six in Traditional Life Insurance among 34 companies. These impressive results are attributed to its sound management, prudent investment practices, and efficient cost control.

COCOGEN is the non-life insurance arm of the UCPB Financial Services Group, offering a wide array of quality non-life insurance products and services designed to protect everything a Filipino treasures: hard-earned properties and assets to your priceless family. In an industry with over 60 players, COCOGEN has consistently been among the Philippines’ top 10 general insurance companies, earning the trust and loyalty of its clients which range from prominent multinational companies to business leaders in manufacturing, service, wholesale, and retail merchandising.

Visit any UCPB Branch or email bancassurance@ucpb.com.

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