UCPB has secured an approval from the Bangko Sentral ng Pilipinas (BSP) to cross-sell insurance products through its branches nationwide. The bancassurance license granted by the BSP recently allows UCPB to offer life and non-life insurance products of its initial insurance partners – the United Coconut Planters Life Assurance Corp. (COCOLIFE) and the UCPB General Insurance Company, Inc. (COCOGEN).
Now you can get all your insurance requirements through any UCPB Branch nationwide!
THE FINANCIAL PRODUCTS OF UNITED COCONUT PLANTERS LIFE ASSURANCE CORP. (COCOLIFE) AND UCPB GENERAL INSURANCE COMPANY, INC. (COCOGEN) ARE NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND ARE NOT GUARANTEED BY UNITED COCONUT PLANTERS BANK (UCPB).
Choose from a wide variety of insurance products tailored to suit your needs:
Life Insurance:
What you need | What we offer | Description |
Preparing for your child’s college education![]() |
COCOLIFE Bright Minds: Your K to 12 Advantage ![]() |
COCOLIFE BRIGHT MINDS provides cash benefits when your kids reach the age of 16. Plus you kids will enjoy increasing college benefits by 10% yearly. Bright Minds is available in two variants: semester and trimester package. |
Financial Protection for Every stage of your Life![]() |
COCOLIFE Bright Stages: Affordable Lifetime Insurance Protection ![]() |
COCOLIFE BRIGHT STAGES is a whole life insurance plan with premiums payable for a short period of time. Premiums may be paid in 2,3,5,7 or 10 years. The plan provides the payment of the face amount upon the death of the insured or when the insured attains age 100 whichever is sooner. It is available for issue ages 10 to 70 years old. Issue ages are based on the insured’s age nearest birthday. |
Dividend-earning Life Insurance![]() |
COCOLIFE Bright Moments: Lifetime Insurance Protection ![]() |
COCOLIFE BRIGHT MOMENTS is a participating whole life insurance plan that provides lifetime insurance protection with limited premium paying periods. Premiums are payable in one single payment, or in 2, 3, 4, 5, 7, or 10 years. The plan provides cash value which the insured can borrow for future needs. It also generates policy dividends which can be withdrawn in cash, left to accumulate interest, used to increase coverage, or reduce premium payments. |
Preparing for Retirement![]() |
COCOLIFE Bright Advantage:![]() |
COCOLIFE BRIGHT ADVANTAGE provides insurance protection until the maturity date and a lump sum benefit at the maturity date of the policy. Premiums are payable in 5 or 10 years. The plan also provides Accidental Death and Dismemberment coverage and waives the premium due on disability of the insured. |
Non-Life Insurance:
What you need | What we offer | Description |
Insurance for your Home![]() |
COCOGEN Home Excel Plus: Full Coverage Plus More |
COCOGEN Home Excel Plus is a replacement plan that allows you to rebuild your home when the unthinkable happens. Reconstruct your home exactly the way it was no matter what the current construction costs are today. |
Insurance for your Vehicles![]() |
COCOGEN Motor Excel Plus: Peace of mind on the road. |
COCOGEN Motor Excel Plus is a comprehensive motorcar insurance that lets you steer clear from the financial perils of road accidents.
Get kaLAKBAY 24/7 Road Assistance service and take advantage of our Gawa Agad program for motor claims made more convenient. |
Travel Confidently![]() |
COCOGEN Travel Excel Plus: Go Global Confidently! |
COCOGEN Travel Excel Plus is a travel insurance that lets you go on your trips abroad without the hassle. Pack your bags without the heavy burden that comes with worries. |
Protection for your UCPB ATM Card![]() |
ATM Protect |
Take the extra step to protect your UCPB ATM card with ATM Protect. ATM Protect gives you round-the-clock coverage anywhere and replaces stolen cash due to ATM-related theft. |
Other Products:
What you need | What we offer | Description |
Other Excel Packages | COCOGEN Family Excel Plus
COCOGEN Student Excel Plus COCOGEN Golf Excel Plus COCOGEN ProBiz Excel Plus |
Emergencies and accidents happen when you least expect them. Insure your loved ones and your assets with our Excel Plus Packages, designed to provide extensive protection for everything you value in life. |
Other Insurance Lines | Bonds | COCOGEN product lines that provide quality insurance protection for all your personal and business needs. |
With total assets close to P24 billion and net worth of over P8 billion, COCOLIFE is ranked number one in Group Insurance and number six in Traditional Life Insurance among 34 companies. These impressive results are attributed to its sound management, prudent investment practices, and efficient cost control.
Visit any UCPB Branch or email bancassurance@ucpb.com.
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