“Adulting” and everything it entails, like paying your own bills, can be hard. That’s why we’re making it easier for you with the UCPB CheckStarter account.
Enjoy the convenience of having your own checking account with these benefits:
- Low maintaining balance of just ₱1,000
- 24/7 account monitoring through UCPB Connect’s electronic banking facilities
- Monthly e-statements with images of your issued checks
Features and Charges
| Initial Deposit | |
| Maintaining Balance | |
| Interest rate | |
| Falling Below Maintaining Balance* | |
| Cost of Checkbook | |
| Cost of UCPB VISA Debit Card (optional) | effective April 1, 2019 |
| *Charge will be collected only if account falls below the maintaining balance for two consecutive months. | |
How to Open a UCPB CheckStarter Account
Opening your own account is easy!
With a minimum maintaining balance of just ₱1,000 and a few easy requirements, simply go to any UCPB branch to fill out the required forms and bring the following:
For existing individual UCPB accountholders:
- Any Government-issued IDs:
- Company IDs issued by private entities or institutions registered with, supervised or regulated by the SEC, BSP or IC
- Any one of the following documents:
- Endorsement letter from any of the Bank’s existing clients engaged in the lending/financing business
- Notarized lease contract signed by the Lessor and Lessee
- Other documents that will support client’s need for a checking account
(e.g. Promissory Note for the approved loan, endorsement letter from lending/financing company)
For walk-in individual clients:
- Any Government-issued IDs:
- Company IDs issued by private entities or institutions registered with, supervised or regulated by the SEC, BSP or IC
- Proof of Address (e.g. latest and original billing statements from utility or credit card companies under the name of the accountholder).
If under a different name, provide proof of certification of relationship or Barangay Certificate. - Any one of the following documents:
- Endorsement letter from any of the Bank’s existing clients engaged in the lending/financing business
- Notarized lease contract signed by the Lessor and Lessee
- Other documents that will support client’s need for a checking account
(e.g. Promissory Note for the approved loan, endorsement letter from lending/financing company)
Please note that additional IDs or documents may be required by the branch based on the interview during account opening and the type of account to be opened.
The Bank reserves the right to refuse account opening request based on its evaluation.
The Bank reserves the right to refuse account opening request based on its evaluation.
This product is governed by the Terms and Conditions of the UCPB Deposit Products and Services.
For more information, please inquire through:
UCPB Customer Relations Center
(632) 8811-9111 or 1-800-1-888-9777 (toll-free)
crc@ucpb.com | 
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