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Have more peace of mind when you do online transactions with the UCPB Visa Debit card!

Have more peace of mind when you do online transactions with the UCPB Visa Debit card!

One of the security features of the new UCPB Visa Debit Card is that it monitors the card’s usage 24/7.

For every transaction done online using your UCPB Visa Debit Card (this includes your GrabCar enrollment and bookings) , you will receive an SMS or text message to help you monitor your budget and protect you against fraudulent card transactions.

To maximize this security feature and to receive important and timely announcements and customer service advisories, please update your contact details through your UCPB branch.

Date published: January 27, 2016


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What to do with your Christmas bonus aside from spending it? Invest it for your big dreams!

What to do with your Christmas bonus aside from spending it? Invest it for your big dreams!
Pay off the outstanding balance in your credit card

Use your bonus to pay off your credit card debt. If you can pay off the full amount, do it. Your bonus is technically your excess money, since your monthly payroll should be able to cover all your needs. When you settle your credit card balance or your debt in full or with a substantial amount, your balance doesn’t balloon so much so that monthly payments barely pay off the principal.

Set aside for your financial goals

Put a target on what you want to accomplish. Do you want to fly to Paris next year? Do you want to a buy a condominium unit? Do you want to grow your investments by 10 percent by the end of 2017? When your goals are clear, you’ll know how to work to hit those targets. Achieving one’s objectives begin with establishing well-defined targets.

Place your excess funds in UCPB’s Unit Investment Trust Funds (UITFs), and let fund managers do the investing for you. It’s not complicated or intimidating at all. For as low as P10,000, you can wisely invest your bonus in any of UCPB’s UITFs. This will be included in a pool of funds that will be managed by professionals so you don’t have to worry or closely monitor your investments.

Enjoy your bonus … but do not splurge

By all means, enjoy your bonus because you worked hard for it all year. You deserve that new gadget, that plane ticket you’ve been hoping for, or that new car you need – but exercise prudence. Put a part of your bonus into a nest egg to prepare for a rainy day. You’ve probably heard this over and over again, but you have to save for unforeseen events so that you can respond to these things better.

UCPB BancNet eGov Payment Service

UCPB BancNet eGov Payment Service

File and pay your employees’ monthly contributions and loan payments to SSS, PhilHealth and Pag-IBIG online through UCPB!

 

Frequently Asked Questions
  1. What is the UCPB BancNet eGov Service?
    eGov is an online facility for the electronic filing and payment of mandatory contributions and loan payments to SSS, PhilHealth and Pag-IBIG Fund through the BancNet network and UCPB, as your depository bank.
    With UCPB BancNet eGov, there is no need to leave your office to file and pay your employees’ monthly contributions and loan repayments!

  2. What can I pay using the UCPB–BancNet eGov Service?
    eGov offers three (3) payment modules:
    Electronic filing and payment of Monthly Employee Contributions using the MCLMed, MCLNoMed or MCLR3 Contribution Files and Loan Repayment using the LCL file
    Electronic payment and settlement of Monthly Premium Contributions filed through the PhilHealth ePRS (Electronic Premium Remittance System)
    Electronic filing and payment of Monthly Contributions and Savings and Loan Amortizations for Short-Term Loans (STL) and Calamity Loans (CL)

  3. Can my company use the UCPB BancNet eGov Service?
    The UCPB BancNet eGov service can be used by all employer-members of SSS, PhilHealth and Pag-IBIG, with a UCPB Savings or Checking Account. Other requirements will be discussed by your UCPB Branch Manager.

  4. Is the UCPB – BancNet eGov Service secure?
    The UCPB – BancNet eGov Service is definitely secure! The service employs the most advanced Secure Socket Layer (SSL Certificate) and anti-virus programs.
    The setup of the UCPB BancNet eGov Service ensures that only the authorized representatives of your company will be able to access the facility, and perform transactions on your company’s behalf.
    Roles will be assigned based on the following:

 
I’m interested! How can my company avail of this service?
Your UCPB Branch Manager will set a meeting with your group to discuss the documentation and pre-implementation requirements.

Introducing the UCPB Visa Debit Card: Your Secure Passport to Convenience

Introducing the UCPB Visa Debit Card:  Your Secure Passport to Convenience

Your Secure Passport to Convenience

Your UCPB ATM Card just got even better. With the power of VISA, you have the confidence and convenience to pay for your purchases, transact online and withdraw cash anywhere in the world. Enjoy increased security with its built-in EMV chip that protects cardholder data, giving you peace of mind with every transaction.

Upgrade your existing ATM card to the new UCPB Visa Debit Card now! Visit the UCPB Branch nearest you.

 
ATM Card
Safety Tips
 
The UCPB Visa Debit Card gives you the confidence and convenience of added security and global acceptance with each transaction:
 

CASHLESS PURCHASES

Your card is accepted in restaurants, mall boutiques, gas stations, and other POS-enabled establishments. Once you see the VISA or BancNet logo, you’re good to go.

ONLINE SHOPPING

Use your UCPB Visa Debit Card for your online purchases from Visa-accredited internet merchants. Now, you can book your airline tickets and hotel reservations online!

GLOBAL ACCESS TO CASH

Withdraw cash anytime, anywhere through over 2 million ATMs worldwide. Get cash in local currency when you travel abroad. Enjoy this convenience when you see the Visa or Visa Plus logo.

INCREASED SECURITY

Enjoy increased security with its built-in EMV chip that protects cardholder data, giving you peace of mind with every transaction. EMV, which stands for Europay, MasterCard and Visa, is the global standard in payment card security.

What is the UCPB Visa Debit Card?

The UCPB Visa Debit Card is an ATM card linked to your UCPB savings or checking account/s. It is not a credit card. Your UCPB account/s must have sufficient balance for your transactions to push through.
 

What transactions can I do with my UCPB Visa Debit Card?

Aside from the transactions you can do using a regular ATM card through UCPB and BancNet ATMs in the Philippines (e.g. cash withdrawal, balance inquiry, bills payment, fund transfer within your own accounts, to other UCPB accounts and to accounts in other local banks), the following transactions are now enabled using your UCPB Visa Debit Card:

  • International ATM Cash Withdrawal. You can now get cash in the local currency (e.g. USD in USA, HKD in Hongkong) when you travel abroad.
  • Cashless Purchases via Point-of-Sale (POS) terminals in Visa-accredited merchants here and abroad.
  • Online Shopping through Visa-accredited web merchants/ online sites.

 

Where can I use my UCPB Visa Debit Card?

Use your UCPB Visa Debit Card in any of the following:

  • UCPB and BancNet ATMs in the Philippines and Visa-affiliated ATMs abroad. Look for the BancNet, Visa or Visa Plus logo. You will be required to input your PIN everytime you use your UCPB Visa Debit Card in the ATMs.
  • Visa and BancNet Point-of-Sale (POS) terminals for cashless purchases from accredited merchants here and abroad, such as restaurants, shops and gas stations. You will be required to enter your PIN or sign a transaction slip to authorize your POS payment purchases.
  • Visa-accredited internet merchants for online shopping. Enter the Card Number and provide the required information such as the Card Verification Value (CVV) found at the back of your card.

 

Is there a fee when I use my UCPB Visa Debit Card?

This will depend on the type of transaction done and the channel/device used for your transaction. The following transactions are free of charge:

Charges and Fees
Cash Withdrawal, Balance Inquiry, and Fund Transfer to UCPB Accounts through UCPB ATMs
Free
Bills Payment through through UCPB and local bank ATMs
Free
Cashless Purchase through Point-of-Sale Terminals
Free
Online Shopping Payment through Visa-accredited internet merchants
Free*
*some merchants charge web or convenience fee

Transactions through the following channels are charged with the corresponding fees:

Transaction Fees
Balance Inquiry through local bank ATMs
Php 2
Cash Withdrawal through local bank ATMs
Php 12
Inter-Bank Fund Transfer through UCPB and local bank ATMs
Php 25
Balance Inquiry through International Visa-accredited ATMs
Php 50
Cash Withdrawal through International Visa-accredited ATMs
Php 150

Fees may be updated by UCPB from time to time. For updates and the complete list of applicable fees and charges, please visit click here.
 

How much can I withdraw using my UCPB Visa Debit Card?

The default limit for ATM cash withdrawals is Php 20,000 per day. The maximum amount of withdrawal per transaction depends on the ATM you are using.
 

How much can I purchase through Point-of-Sale (POS) Terminals using my UCPB Visa Debit Card?

The daily default limit for POS purchase transactions is Php 100,000 (or the Philippine Peso equivalent for foreign currency transactions).
 

How about online shopping? Is there a limit to the amount I can purchase online?

Online shopping transactions are included in the daily default POS purchase transaction limit of Php 100,000.
 

Can I increase the withdrawal and/or purchase limit of my UCPB Visa Debit Card?

You may request for an increase or decrease of your withdrawal and POS purchase transaction limits through your UCPB maintaining branch. You will need to present your UCPB Visa Debit Card and valid IDs upon request.
 

How will my funds be converted for international transactions?

Foreign-currency transactions (through ATMs and POS terminals abroad, or online shopping purchases from international internet merchants) will automatically be converted to Philippine Peso using a conversion rate defined by Visa International on the date it processes the transaction. Visa International may convert the foreign currency transaction into US Dollars before converting it to Philippine Peso.
Additional fees shall be applied to each foreign currency transaction made using your UCPB Visa Debit Card.
 

What should I do if my UCPB Visa Debit Card gets lost, stolen or damaged?

You have to immediately call the UCPB ATM Hotline at (632) 811-9292, Domestic Toll Free (1-800-1-888-9777) or Universal Toll Free (IAC +800-1-888-9777).
Visit the nearest UCPB branch to have the card replaced. Card replacement is subject to payment of a card replacement fee.
 
For further questions/clarifications, you may call the UCPB Customer Relations Center (CRC) at (632) 811-9111 or email crc@ucpb.com.

Ready. Set. Save! with UCPB’s Start2Save Junior Savings Account

Ready. Set. Save!  with UCPB’s Start2Save Junior Savings Account
Ready. Set. Save!
As early as today, you can have a headstart to a better future.
With UCPB Start2Save Junior Savings Account, we’re making saving fun and easy!
It comes with a passbook and ATM card so you can watch your savings grow.
Visit your nearest UCPB branch and start saving now!
Starting a savings account is easy!

This account is open for 0-19 years old. Bring the following to any UCPB branch:
In-Trust-For Accounts (ITF) - in behalf of children 0-6 years old
Principal Accounts - for children and teens 7 to 19 years old
Start2Save Junior Savings Account Principal Accountholders may be issued ATMs or allowed to enroll to UCPB Connect, Mobile Phone Banking Service or Telebanking if with written parental conformity.
Start2Save Junior Savings Account shall be converted to UCPB Regular ATM or Passbook Savings accounts on the child’s 20th birthday.

Once you have an account, set a monthly savings goal and deposit it into your account. The more you deposit, the more your money grows.
The minimum balance to earn interest is P1,000.

You can check your savings through your passbook and ATM.



For more information, please inquire through:
Any UCPB branch or UCPB Customer Relations Center
(632) 811-9111
Toll–Free: 1-800-1-888-9777
crc@ucpb.com

Need an ATM for your events? We’ll bring the UCPB Mobile ATM at your doorsteps!

Need an ATM for your events?   We’ll bring the UCPB Mobile ATM at your doorsteps!

Other Deposit Products and Services

Mobile ATM Services

Hosting a bazaar? Need your sales paid in cash?  Payroll day?
Let UCPB come to you!

The first and only mobile ATM van in the country lets you put up an ATM in your venues during payroll periods, or for events such as bazaars, trade expos, fundraising activities, or anywhere without an ATM!

With the UCPB Mobile ATM, your customer can:

  • withdraw cash
  • inquire balances
  • transfer funds
  • pay bills

UCPB will take care of:

  • deployment schedule
  • cash delivery
  • monitoring, security, maintenance and technical support
  • providing power for the mobile ATM through the on-board generator if no electrical hook-up is available

Interested? Please contact your branch manager here for more details. We hope to see you in your next event.

Better yet, have a UCPB ATM in your premises! Contact your branch manager here to find out how.


Night Depository Service

Sleep soundly and let UCPB worry about your cash if you can only deposit after banking hours through our Night Depository Service!

Reduce your risk and secure your funds in the bank instead of your office vault.

The UCPB Night Depository Service is initially available in our Cainta, BF Paranaque, Baguio, Carbon (Cebu), SM City Cebu, Dumaguete, Roxas City, and Velez (Cagayan De Oro) branches.

Interested? Please contact your branch manager here for more details.

UCPB Connect

UCPB Connect

Less time at the bank means more time for you
Introducing the new UCPB Connect. It’s a full suite of electronic banking facilities that lets you manage your funds with ease.
With UCPB Connect, you get to spend more time on yourself while still being able to do your banking transactions.
Check your account balance, pay bills, transfer funds, and more.
It’s accessibility and convenience like never before!

 

Manage your funds with ease through UCPB Connect
Here are the transactions you can do:

Inquire account balance

Pay utilities, credit cards
and other bills

Transfer funds to other
UCPB accounts

Remit funds to other Philippine
bank accounts

Buy Globe, Smart or Sun Cellular load for as low as Php15*

View transaction history

Request for checkbooks

Request for Stop Payment
Orders (SPO)

* available only through the Mobile Phone Banking App.
 

Transactions Online Banking via www.ucpb.com Through the Mobile Phone Banking App*
Balance Inquiry Free of charge Free of charge
Transfer funds to UCPB Accounts Free of charge Free of charge
Transfer funds to other Philippine bank accounts Php 100.00 Available soon
Bills Payments Free of charge Free of charge
Buy cellphone load Not available Free of charge
View transactions Free of charge Free of charge
Report lost ATM card Request is free of charge, but ATM replacement charge applies Not available
Request for checkbooks Request is free of charge, but checkbook charge applies Not available
Request for Stop Payment Order Request is free of charge, but SPO charge applies Not available

 

Access your payroll or personal accounts through:
• Online via www.ucpb.com
• Android and iOS Mobile Apps
Download and use of the UCPB Mobile Phone Banking app from Google Play Store and the Apple App Store are free of charge. Data / Internet charges may apply.

 

How to enroll
  1. Go to UCPB’s website at www.ucpb.com and click on “CONNECT LOGIN”
  2. Register as “NEW USER” and fill up the required fields. Follow the instructions online.
  3. Start using UCPB Connect!
  • Log-in using your designated User ID and Password.
    You will be asked to change your password during initial log-in.
  • For mobile, download the UCPB App.
  • You can use the app one banking day after your successful Connect enrollment.
  • Use the same username and password to log-in to Connect and the Mobile Banking App.

 

Is online banking safe?

Yes. UCPB Connect is a secure facility. For your protection, each financial transaction (bill payment, fund transfer or load purchase) made through the UCPB online and mobile banking requires a password before it is completed.

Make sure your email address and mobile number are updated with your maintaining UCPB branch.
Online Banking Facility
  • You will need a Transaction Password to complete your transactions.
  • Click on the Generate Transaction Password button to receive the Transaction Password via SMS or email.
  • The transaction password is valid per log-in session.
Mobile Banking App
  • You will need an OTP during log-in to the Mobile App to enjoy all the functions of the App (balance inquiry, bills payment, fund transfers and mobile load purchase).
  • Choose between SMS or email to receive the OTP via your mobile number or email address.
  • You need to re-enter your login password to authorize each transaction.
For tips on secure online banking, visit www.ucpb.com/ProtectYourMoney

UCPB CM.Biz

The UCPB CM.Biz facility allows you to:

  • Access to your accounts wherever you are in the world, as long as you have access to the internet
  • Transfer funds to your own accounts, to other UCPB accounts or to accounts in other banks
  • Settle BIR-eFPS payments to comply with recent BIR requirements
  • Settle your utility bills, credit cards, insurance or real estate payments
  • View real-time account balances
  • Notify the bank of lost ATM cards or request replacement of a lost ATM card
  • Issue stop payment orders for checks or request check booklets
Afraid of security threats?
  • The UCPB website is equipped with an SSL Certificate, making sure that this is the official UCPB website.
  • The Maker / Approver method allows you to duplicate your company’s existing policies on approval limits.
Enrollment to UCPB CM.Biz will need documentations such as Secretary’s Certificate and signing of Memorandum of Agreement.
Please call your UCPB branch to inquire. 

Quick Links

Product Name NAVPU YTD Return

As of Nov 15, 2018, 07:00:00 PM

Click here to use our UITF Yield Calculator

For more information, please contact
UCPB Trust Banking Group:
(02) 811-9520, 811-9515, or 811-9541
trust@ucpb.com

Recent Articles

UCPB adopts the No Gift Policy

In the spirit of good governance and the Bank’s personal and proactive service, UCPB adopts the No Gift Policy which mandates all UCPB associates not to solicit or receive, directly or indirectly, any gift from any person or group that is given to them in connection with their official duties. Click here to view the entire policy. Read more.

Local Holidays

Please be advised of the following local holidays and the UCPB branches that will be closed:

Tuesday, November 13, 2018 – Dagupan branch (Birth Anniversary of the late Speaker Eugenio P. Perez – Proclamation No. 6721)
Thursday, November 15, 2018 – Calapan and San Jose branch (68th Founding Anniversary of Mindoro – Proclamation No. 614 and 615)

Our ATMs and electronic banking facilities are available even during holidays. Thank you.

Read more.

Attention: All UCPB Accountholders

Please be advised that UCPB Connect and UCPB CM.Biz are experiencing system slowdown. For your online transactions, please use the UCPB Mobile App and other electronic channels (ATM, POS, and e-commerce transactions via VISA and BancNet). We apologize for the inconvenience this may cause you. Rest assured, we are already working to resolve this as soon as possible. Thank you. Read more.

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