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UCPB, UCPB GEN inks MOA with DLTB for Travelers Personal Accident Insurance

UCPB, UCPB GEN inks MOA with DLTB for Travelers Personal Accident Insurance
UCPB GEN through UCPB Del Monte Avenue branch has partnered with DLTB to make travel insurance available to passengers of the bus company. Photo shows UCPB GEN Senior Vice President Joel G. Libo-on and Vice President Justino C. Macapagal with DLTB President Atty. Narciso O. Morales, Executive Vice President Don L. Morales and Senior Vice President James A. Olayvar during the signing of the memorandum of agreement. Also present during the signing were (L-R): UCPB GEN Sales Associate John Paul B. Torre, DLTB Finance Manager William Winston O. Tan, UCPB Vice President and Region Head Erma M. Espiritu, UCPB Del Monte-Bonifacio Branch Manager Anne B. Osmillo, UCPB Del Monte-Bonifacio Sales Officer Myra M. Inferido, UCPB Bancassurance Head Merline S. Dela Cruz, UCPB GEN Asst. Vice President Enrico R. Loberiza and UCPB GEN Branch Manager Christian S. Cruz.

Del Monte Land Transport Bus Company (DLTB), a long-time valued depositor of UCPB Del Monte Avenue Branch, recently signed a memorandum of agreement with UCPB General Insurance Company, Inc. (UCPB GEN) to provide personal accident insurance for thousands of commuters coming from three DLTB terminals, namely, Pasay-Tramo, Pasay-Malibay and Buendia-Taft. Individual coverage includes Php20,000 for accidental death and dismemberment or disablement; Php1,000 for medical reimbursement; and Php1,000 for loss of belongings. Aside from the passengers, free coverage will also be given to the driver and conductor while on duty.

DLTB expects to break new ground in ensuring the safety of its passengers, drivers and conductors by making insurance more accessible and convenient with the help of UCPB and UCPB GEN. For its part, the Bank reaffirms its commitment to deliver personal and proactive service and innovative products to its customers and partners.

Date published: August 28, 2018

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BSP’s Warning Against the Improper Handling of Philippine Currency

The Bangko Sentral ng Pilipinas (BSP) warns the public that the willful defacement, mutilation, tearing, burning or destruction of Philippine banknotes and coins are punishable by a fine of not more than PHP20,000.00 and/or imprisonment of not more than five years, under Presidential Decree No. 247. It also states that Philippine “banknotes and coins are issued for circulation as medium of exchange and to utilize them for other purposes does not speak well of the due respect and dignity befitting our currency.”

The following are among the prohibited acts of defacement and/or mutilation of Philippine currency:

writing or putting marks on banknotes;
willful tearing, burning, or destruction, in any manner, of Philippine currency;
willful and excessive folding or crumpling that results in a breakdown of the structure and limpness of the banknote;
willfully causing multiple random folds across the entire banknote that toughly affect its visual appearance; and
willfully exposing banknotes or coins to chemicals or other materials resulting in the acceleration of the defacement, destruction, or natural wear and tear of the note or coin.

The public is also discouraged to staple banknotes and/or use adhesives to put on banknotes and coins as these will compromise their structural integrity.

The BSP encourages the public to report any information on improper handling of Philippine currency to the nearest police station or law enforcement agency, for appropriate action, or contact the Currency Management Sector for assistance at Tel. Nos. 988-4833 and 926-5092.


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