UCPB Customer Relations Center (+632) 8811-9111   |   crc@ucpb.com   |  

Account Opening Requirements

Account Opening Requirements
Personal / Individual Accounts

To open a deposit account with UCPB, please provide the following:

  • Identification Documents
    • Latest 2×2 or 1×1 colored ID picture
    • Any Government-issued IDs:
    • Government-Issued IDs
      • Drivers License
      • Social Security ID Cards:
        • Unified Multi-purpose Identification (UMID) Card
        • Social Security System (SSS) card
        • Government Service Insurance System (GSIS) e-Card
      • Maritime Industry Authority (MARINA) ID
      • Tax Identification Number (TIN) ID
      • Passport including those issued by foreign governments
      • Professional IDs:
        • Professional Regulations Commission (PRC) ID
        • Integrated Bar of the Philippines (IBP) ID
      • Other Government IDs:
        • Philhealth ID Card
        • Postal ID
        • Voter’s ID
      • Clearances and Certifications:
        • National Bureau of Investigation (NBI) clearance
        • Police clearance
        • Barangay certification
      Optional IDs
      • For Senior Citizens:
        • Senior Citizen Card
      • For OFWs:
        • Overseas Workers Welfare Administration (OWWA) ID
        • Overseas Filipino Worker (OFW) ID
        • Seaman’s book
      • For Persons With Disabilities (PWDs):
        • Certification from the National Council for the Welfare of Disabled Persons(NCWDP)
        • Department of Social Welfare and Development (DSWD) certification
      • For Students:
        • School ID duly signed by the principal or head of the school
      • For Resident Aliens:
        • Alien Certification of Registration (ACR-I Card)
        • Immigrant Certificate of Registration
      • Additional ID requirement for Non-resident Aliens:
        • Alien Certification of Registration (ACR-I Card)
    • Company IDs issued by private entities or institutions registered with, supervised or regulated by the SEC, BSP or IC
    • Employee IDs
      • For Employees of Private Entities or Institutions:
        • Company IDs issued by private entities or institutions registered with or supervised or regulated by:
          • Securities and Exchange Commission (SEC)
          • Bangko Sentral ng Pilipinas (BSP), or
          • Insurance Commission (IC)
      • For Government Employees:
        • Government office ID e.g. Armed Forces of the Philippines (AFP), Department of Agriculture, etc.
        • GOCC ID e.g. Home Development Mutual Fund (HDMF) ID, Philippine Amusement and Gaming Corporation (PAGCOR) etc)
    • Proof of Address (e.g. latest and original billing statements from utility or credit card companies under the name of the accountholder.
      If under a different name, provide proof of certification of relationship or Barangay Certificate)
  • Fully accomplished UCPB Account Opening Forms
    1. Customer Information Sheet (CIS) for Individuals/Sole Proprietors
    2. Signature Card and Account Information Card
    3. ATM Card Application for ATM-based accounts
  • Initial Deposit (depends on the type of account to be opened) click here for the different accounts you can open
Please note that additional IDs or documents may be required by the branch based on the interview during account opening and the type of account to be opened.
 
The Bank reserves the right to refuse account opening request based on its evaluations.
Additional Account Opening Requirements for CheckStarter Checking Account New
Clients may open a CheckStarter Checking Account even without a Savings Account for 6 months.
For existing individual UCPB accountholders
  • 1 valid government-issued ID
  • Any one of the following documents:
    • Endorsement letter from any of the Bank’s existing clients engaged in the lending/financing business
    • Notarized lease contract signed by the Lessor and Lessee
    • Other documents that will support client’s need for a checking account
For walk-in individual clients
  • 1 valid government-issued ID
  • 2×2 picture
  • current and previous month’s billing statement of at least one utility/service/credit card company under the name and with the address of the client
  • Any one of the following documents:
    • Endorsement letter from any of the Bank’s existing clients engaged in the lending/financing business
    • Notarized lease contract signed by the Lessor and Lessee
    • Other documents that will support client’s need for a checking account
Additional Account Opening Requirements for UCPB Start2Save Junior Savings Accounts
In-Trust-For Accounts (ITF) - in behalf of children 0-6 years old
  • One (1) Valid ID of the Parent
  • NSO copy of Birth Certificate of the Child – photocopy is required, but original copy shall be required for authentication
  • 1×1 ID picture
Principal Accounts - for children and teens 7 to 19 years old
  • One (1) Valid ID from the Child
  • 1×1 ID picture
Start2Save Junior Savings Account Principal Accountholders may be issued ATM cards or allowed to enroll to UCPB Connect and Mobile Phone Banking Service if with written parental conformity.

Start2Save Junior Savings Account shall be converted to UCPB Regular ATM or Passbook Savings accounts on the child's 20th birthday.

Additional Account Opening Requirements for Uremit Accounts
OFW must present any one (1) valid proof of their OFW Status upon account opening such as but not limited to:

  • Philippine Overseas Employment Agency (POEA) or OFW ID with picture
  • Overseas Workers Welfare Administration (OWWA) ID with picture
  • Overseas Employment Contract (unexpired)
  • Overseas Employment Certificate (should be within the last six months)
  • Working Visa
  • Employment Pass
  • Resident ID issued by host country where OFW is based (e.g., Iqama, Sojourno, Green Card, Permanent Resident Card, etc.)
Additional Account Opening Requirements for AFP Pension Accounts
  • AFP Pensioner’s Identification Card
    • Signed by Pensioner and authorized signatory of the AFP
    • In the absence of the AFP Pensioner’s ID Card, Pensioner must present 2 valid photo-bearing IDs.
  • Letter of Introduction (LOI) from AFP Finance Center (AFPFC)
    • Signed and issued by the AFP using its official stationery with letterhead.
  • Notarized Waiver of Rights from AFP Finance Center (AFPFC)
Additional Documentary Requirements
For Sole Proprietorship
  • Photocopy of Certificate of Registration of Business Name with the Department of Trade and Industry (DTI)
  • Photocopy of Application for Registration of a Firm or Business Name or Style
For Joint Account
  • Joint Account Agreement (with Survivorship) – This form will be provided by UCPB.
For Non-Resident Citizen
  • Authenticated copy of any of the following documents if the client is availing of the BIR-tax exemption:
    • Certificate of Contract of Employment of the Overseas Contract Worker, duly registered with the Philippine Overseas Employment Agency (POEA)
    • Seaman’s Certificate if a Filipino Seaman
For Non-Resident Alien
  • Authenticated copy of any of the following documents if the client is availing of the BIR-tax exemption:
    • Immigration Visa issued by the Foreign Government in the country where he is a resident
    • Certificate of Residency issued by the Consulate in the foreign country of his residence
    • Certification from the Bureau of Immigration of the Philippines that he is not a resident of the Philippines
    • Certification from the Department of Foreign Affairs (DFA) of the Philippines that the individual is a regular member of the diplomatic corps of a foreign government
    • Working Visa issued by the Philippine Embassy located in the country of his origin
For Resident Alien
  • Authenticated copy of Alien Certificate of Residence (ACR) from the Bureau of Immigration or
  • Any similar documents such as:
    • Special Retiree Resident Visa
    • Special Resident Investors Visa or
    • Any investors Visa issued by government agencies (e.g. Clark Development Corporation, Subic Bay Metropolitan Authority
Juridical Accounts
Sole Proprietorship
  • Certificate of Registration Issued by the Department of Trade and Industry
Corporation / Partnership / Civic / Non-profit Organization / Foundations / Associations and Similar Entities
  • Certificate of Registration issued by the SEC and other Regulatory Bodies
  • Articles of Incorporation / Partnership / Association and By-laws
  • Notarized Board or Partnership Resolution or Secretary’s Certificate duly certified by the Corporate / Partnership Secretary authorizing the opening of the account and designating the authorized signatories to sign on behalf of the entity
  • Latest General Information Sheet (if applicable) stating:
    • Names of Directors / Trustees / Partners
    • Principal Stockholders owning at least 20% of the outstanding capital stock
    • Primary officers (e.g. President, Treasurer)
  • Photo-bearing ID for each authorized signatory
  • Photocopy of Certificate/License/Authority to operate or any similar document e.g:
    • Secondary License from SEC:
      • Issuers of registered securities to the public whether or not listed in the Philippine Stock Exchange (PSE)
      • Public companies or those with assets of at least Fifty Million Pesos (P50,000,000.00) or such other amount as the Commission shall prescribe, and having Two hundred (200) or more holders each holding at least One hundred (100) shares of a class of its equity securities
      • Finance companies
      • Investment houses
      • Brokers and dealers of securities
      • Investment companies
      • Pre-need companies
      • Subsidiaries or branches of foreign corporations which operate in the Philippines and are listed in the PSE
      • Stock and other securities exchange/s.
    • Reinsurance Brokerage License issued by the Insurance Commission
    • Certificate of Authority to Operate a school duly issued by the Department of Education and Sports
Treasurer-in-Trust
  • Proposed Articles of Incorporation
  • Proposed By-Laws
  • Notarized Treasurer’s Affidavit
  • Photo-bearing ID of the Treasurer in Trust
Cooperative
  • Certificate of Registration issued by Cooperative Development Authority/National Electrification Administration
  • Articles of Incorporation or Association and By-laws
  • Member’s Resolution
  • Bureau of Internal Revenue Exemption Certificate if applicable
Pawnshop, Money Changers, Foreign Exchange Dealers, and Local Remittance Agents
  • Mandatory required documents for juridical accounts
  • Additional requirements:
    • BSP Certificate of Registration for each Head Office, branch, agent, sub-agent, extension office or business outlet.
    • Certificate of Registration from AMLC
Notes:

  • Entities registered outside the Philippines – similar documents and information shall be obtained duly authenticated by the Philippine Consulate where said entities are registered.
  • Additional documents:
    • Photocopy of License to operate business in the Philippines issued by SEC
    • Special power of Attorney designating a resident of the Philippines to receive summons or other legal documents that may be served to the corporation
  • For remittance tie-up accounts – if said information or documents cannot be duly authenticated by the Philippine Embassy / Consular Office, the following shall be obtained:
    • Notarization by an authorized Notary Public in the place where such entity is domiciled; or
    • Proper authentication by the Marketing Officer – Remittance Marketing Division assigned to the area where such entity is registered or domiciled shall suffice
    • Copy of documents issued by SEC or its equivalent in the country or place of domicile of the Tie-up certified by its corporate secretary.

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For more information, please contact
UCPB Trust Banking Group:
(02) 8811-9520, 8811-9515, or 8811-9541
trust@ucpb.com

Customer Advisories

System Maintenance Schedule: October 20, 2019 (12am-3am)

Please be advised that the following electronic facilities and transactions will be unavailable on October 20, 2019 (Sunday), 12:01 AM until 3:00 AM due to a system maintenance activity:

UCPB ATMs. UCPB accountholders will also not be able to transact using other banks’ ATMs
UCPB Connect
UCPB Mobile Banking
CM.Biz
Online transactions through VISA and BancNet
Transactions using Point of Sale terminals
CCA.biz
Checkwriter.biz
PDC.biz

We apologize for any inconvenience this may cause. Please schedule your transactions accordingly.

Thank you. Read more.

Attention: All UCPB Visa Cardholders

In light of the recent reports on unauthorized transactions using Visa Debit cards, we have implemented additional rules and validations on online purchases. You may not be able to use your Visa card in some of the online merchants. Read more.

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