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UCPB.com | Unit Investment Trust Funds (UITFs)

UITF_Homepage
AGGRESSIVE INVESTORS
You want higher long-term gains and are willing to take a higher level of risk including the possibility of incurring short-term capital loss.
Fund Name UCPB Philippine Index Equity Fund (UPIEF) UCPB Equity Fund (UEF) UCPB High Dividend Fund (UHDF) UCPB Balanced Fund (UBF)
Fund Type Equity Fund Balanced Fund
Underlying Investments Component stocks of the PSEi and Time Deposits Equities and Time Deposits Time Deposits, Equities (Peso Dividend-Paying Common and Preferred Shares) Fixed Income Securities and Equities
Minimum Initial Participation PhP 1,000.00
Minimum Additional Participation PhP 1,000.00 (additional investment should be in increments of PhP 1,000.00)
Minimum Holding Period 30 calendar days
Early Redemption Fee 5% of amount redeemed
Cut-off time for Participations / Redemptions 1:30 PM Daily
Pricing End-of-day Net Asset Value Per Unit
Trust Fee 0.75% p.a. 1.75% p.a. 1.5% p.a. 1.75% p.a.
Valuation Market-to-Market; Straight Line Accrual for Deposit Investments
Charges to the Fund Trust fees, audit fees and other qualified expenses
MODERATE INVESTORS
You want to increase the value of your portfolio and are willing to be exposed to some risks in consideration of higher returns.
Fund Name UCPB Peso Bond Fund (UPBF) UCPB Dollar Bond Fund (USDBF)
Fund Type Bond Fund
Underlying Investments Time Deposits, Government Securities and Listed Corporate Notes / Bonds USD Denominated Time Deposits, Government Securities, Global Bonds, Corporate Notes / Bonds
Minimum Initial Participation PhP 1,000.00 USD 1,000.00
Minimum Additional Participation PhP 1,000.00 (additional investment should be in increments of PhP 1,000.00) USD 500.00 (additional investment on top of USD 500.00 should be in increments of USD 100.00)
Minimum Holding Period 30 calendar days
Early Redemption Fee 5% of amount redeemed
Cut-off time for Participations / Redemptions 1:30 PM Daily
Pricing End-of-day Net Asset Value Per Unit
Trust Fee 1.00% p.a. 0.75% p.a.
Valuation Market-to-Market; Straight Line Accrual for Deposit Investments
Charges to the Fund Trust fees, audit fees and other qualified expenses
CONSERVATIVE INVESTORS
You want to earn better and steady returns with less risk.
Fund Name UCPB Cash Management Fund (UCMF) UCPB USD Money Market Fund (USDMMF)
Fund Type Money Market Fund
Underlying Investments Time Deposits USD Denominated Time Deposits
Minimum Initial Participation PhP 1,000.00 USD 1,000.00
Minimum Additional Participation PhP 1,000.00 (additional investment should be in increments of PhP 1,000.00) USD 500.00 (additional investment on top of USD 500.00 should be in increments of USD 100.00)
Minimum Holding Period 7 calendar days 30 calendar days
Early Redemption Fee 5% of amount redeemed
Cut-off time for Participations / Redemptions 1:30 PM Daily
Pricing End-of-day Net Asset Value Per Unit
Trust Fee 0.25% p.a.
Valuation Straight Line Accrual Basis
Charges to the Fund Trust fees, audit fees and other qualified expenses

Check the superior returns provided by UCPB Unit Investment Trust Funds (UITFs) over the past five years:

TYPE OF UITF CAGR
(since inception)
Last 5
years
Last 3
Years
Last 1
Year
2018
(p.a.)
Year-to-Date
As of 03-31-19
UCPB Cash Management Fund (UCMF) 2.4% 9.8% 6.6% 3.4% 2.7% 1.1%
UCPB US$ Money Market Fund (US$MMF) 2.2% 4.5% 2.9% 1.3% 1.1% 0.4%
UCPB Peso Bond Fund (UPBF) 4.8% 3.3% 4.0% 2.8% -1.5% 3.9%
UCPB US$ Bond Fund (US$BF) 0.5% N/A 2.2% 1.7% 0.7% 0.8%
UCPB Balanced Fund (UBF) 7.1% 4.0% 6.1% 1.6% -7.0% 5.0%
UCPB High Dividend Fund (UHDF) -0.6% N/A 9.1% 1.6% -10.2% 6.4%
UCPB Philippine Index Equity Fund (UPIEF) 2.5% N/A 9.1% 0.2% -11.3% 6.0%
UCPB Equity Fund (UEF) 10.9% 7.2% 8.1% 1.7% -10.3% 6.5%

**** Compounded Annual Growth Rate (CAGR)

For more information, please inquire through our Branch Officers,
email trust@ucpb.com or visit www.ucpb.com

Participations in UITFs are trust arrangements and not deposit accounts or an obligation of, or guaranteed, or insured by UCPB Acting Through Its Trust Banking Group (UCPB-TBG) or its affiliates or subsidiaries. Due to the nature of the underlying investment(s), yields and potential yields cannot be guaranteed. Any loss/income arising from the market fluctuations and price volatility, even if invested in Government Securities, is for the account of the client. As such, when redemptions/withdrawals are made, the value of said redemption/withdrawal of the client may be worth more or be worth less than the initial investment/contribution. Historical performance, when presented, is purely for reference purposes and is not a guarantee of similar future results. It is further understood that UITFs are not insured by the Philippine Deposit Insurance Corporation (PDIC) and that losses, if any, shall be for the account of the client who shall have no right of recourse against UCPB-TBG, unless attributable to UCPB-TBG’s act of gross negligence, willful default, or evident bad faith. Prior to investing in any of the UITFs, a client suitability assessment shall be conducted by a certified UITF marketing personnel. It is likewise advised that the client reviews the Plan Rules/Declaration of Trust prior to investment. The Plan Rules/Declaration of Trust is available upon request from UCPB-TBG or any UCPB branch.

Quick Links

Product Name NAVPU YTD Return

As of Nov 15, 2019, 05:53:00 PM

Click here to use our UITF Yield Calculator

For more information, please contact
UCPB Trust Banking Group:
(02) 8811-9520, 8811-9515, or 8811-9541
trust@ucpb.com

Customer Advisories

System Maintenance Schedule: November 16, 2019 (1am-2am)

Please be advised that the following channels will be unavailable on November 16, 2019 (Saturday), 1:00 AM until 2:00 AM due to a system maintenance activity:

UCPB Website
Connect
Mobile Banking
CM.Biz
CCA.biz
Checkwriter.biz
PDC.biz
U-Remit

UCPB accountholders may continue to use ATMs, and perform e-Commerce (online purchases via VISA and BancNet) and Point-of-Sale (POS) transactions.

We apologize for the inconvenience this may cause. We are doing this to ensure consistent and improved service delivery to you.

Thank you. Read more.

BancNet System Downtime Advisory: November 16 to 17, 2019 (11:45pm – 12:45am)

Please be advised that Inter-bank Fund Transfers via InstaPay (sending and receiving) through UCPB Connect and the UCPB Mobile App will not be available from 11:45pm of November 16 (Saturday) until 12:45am of November 17, 2019 (Sunday).

UCPB accountholders may continue to use ATMs, Connect and the Mobile Banking App during this time. Fund Transfers through PESONet will be available as well.

We apologize for the inconvenience this may cause. We are doing this to ensure consistent and improved service delivery to you.

Thank you. Read more.

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