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UCPB.com | UCPB Peso Bond (UPBF)

Unit Investment Trust Funds (UITFs)
UCPB Peso Bond (UPBF)

The UCPB Peso Bond Fund (UPBF) is a Peso-denominated open-ended pooled fund operated, administered, managed and trusteed by the UCPB Acting Through Its Trust Banking Group (UCPB-TBG). It is a bond trust fund which is invested in deposits, securities issued by or guaranteed by the Philippine government or the Bangko Sentral ng Pilipinas and securities issued by corporations which are listed in an organized exchange.

The UPBF, a unit investment trust fund, is made available in units of participation where investors (unit holders) have a pro-rata interest in the entire fund. Each unit holder shall have uniform rights and privileges as any other unit holder.

Benefits:

  • Higher Yielding. The UPBF has potential returns higher than traditional deposit products.
  • Affordable Diversification. A client is able to invest in a variety of fixed income instruments for just a minimum of PhP 1,000.00.
  • Potential to Increase Earnings. Aside from earning interest from the accrual of underlying investments, as mark-to-market prices move up or down, the client may redeem at an opportune time and reap capital gains. However, be aware that such redemption may also result in possible loss.

Features:

Minimum Amount PhP 1,000.00
Additional Participation Additional Investment should be in increments of PhP 1,000.00
Documentation UPBF Participating Trust Agreement
Plan Rules available upon request
Min. Holding Period 30 calendar days
Redemption Parameters May redeem units on the 31st calendar day for settlement on the 32nd calendar day
Taxability Tax-Paid 20%
Trust Fee 1.00% p.a.
Early Redemption Fee 5% of the Amount Redeemed

*the daily computed Net Asset Value Per Unit (NAVPU) is already net of taxes and fees

If you need more information regarding Unit Investment Trust Funds, please contact the UCPB branch most convenient to you or UCPB’s Trust Banking Group associates:

For more information, please inquire through:

UCPB Trust Banking Group
(02) 8811-9541
(02) 8811-9520
(02) 8811-9598
trust@ucpb.com

 

Participation in UITFs are trust arrangements and not deposit accounts or an obligation of, or guaranteed, or insured by UCPB Acting Through Its Trust Banking Group (UCPB-TBG) or its affiliates or subsidiaries. Due to the nature of the underlying investment(s), yields and potential yields cannot be guaranteed. Any loss/income arising from the market fluctuations and price volatility, even if invested in Government Securities, is for the account of the client. As such, when redemptions/withdrawals are made, the value of said redemption/withdrawal of the client may be worth more or be worth less than the initial investment/contribution. Historical performance, when presented, is purely for reference purposes and is not a guarantee of similar future results. It is further understood that UITFs are not insured by the Philippine Deposit Insurance Corporation (PDIC) and that losses, if any, shall be for the account of the client who shall have no right of recourse against UCPB-TBG, unless attributable to UCPB-TBG’s act of gross negligence, willful default, or evident bad faith. Prior to investing in any of the UITFs, a client suitability assessment shall be conducted by a certified UITF marketing personnel. It is likewise advised that the client reviews the Plan Rules/Declaration of Trust prior to investment. The Plan Rules/Declaration of Trust is available upon request from UCPB-TBG or any UCPB branch.

Quick Links

Product Name NAVPU YTD Return

As of Apr 1, 2020, 04:02:00 PM

Click here to use our UITF Yield Calculator

For more information, please contact
UCPB Trust Banking Group:
(02) 8811-9520, 8811-9515, or 8811-9541
trust@ucpb.com

Customer Advisories

Attention: UCPB Limay Branch Clients

Please be advised that UCPB Limay Branch is temporarily closed on Friday, April 3, 2020, for complete disinfection due to a confirmed report of a Covid-19 positive client who visited the branch.

The entire UCPB Limay Branch team has been advised to go on a 14-day quarantine and the team members are being provided with the support and assistance they need.

Local health officials are also currently doing contact tracing in order to inform all those concerned.

Please be assured that UCPB prioritizes the health and safety of both its clients and employees and will continue to follow stringent procedures to maintain this.

UCPB Limay Branch will resume operations on Monday, April 6, 2020 with a back-up branch team from nearby branches to serve clients with the same UCPB brand of personal and proactive service.

In the meantime, client may use our online banking facilities UCPB Connect, UCPB Mobile Banking App, and UCPB ATMs for your banking transactions. They may also visit UCPB Balanga Branch. Read more.

Attention: UCPB Trust Banking Group Clients

Advisory on Sending of Client Reports (Financial Statements)

In light of the Enhanced Community Quarantine period in Luzon, please be advised that UCPB – Trust Banking Group (UCPB TBG) might encounter delays in sending your financial reports for the period ended March 31, 2020.

If you have queries or concerns, please visit or call your maintaining branch. You may also call UCPB TBG at the ff. phone numbers:

For inquiries on Financial Statements: (02)8811-9000 loc. 6801

For Non-Discretionary Accounts and Unit Investment Tust Funds (UITFs): (02) 8811-9522

For Discretionary Accounts: (02)8811-9548

or send an email to trust@ucpb.com.

For your information and guidance. Read more.

Local Holidays

Please be advised of the following local holidays and the UCPB branches that will be closed:

Thursday, April 2, 2020 – Limay branch (Celebration of the Birth Anniversary of Francisco “Balagtas” Baltazar – Proclamation No. 936)
Friday, April 3, 2020 – Legaspi branch (Albay Day – Republic Act No. 11119)

Our ATMs and electronic banking facilities are available even during holidays. Thank you. Read more.

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